旧経営陣らが銀行法違反で逮捕された影響などから10日に破綻を申請した日本振興銀行。初のペイオフ発動となるも、1000万円以上の大口預金者はわずかで影響は最小限に食い止められそうだが、業界では早くも次の“破綻候補”銀行の名がささやかれている。専門家によれば、ペイオフが発動すれば被害を受ける預金者は振興銀行の比ではないという。
破綻がささやかれているのはリテール向け預金事業を中心に据える「おかあさん銀行」だ。同銀行は、子どものお年玉の預け入れ先で圧倒的シェアを占め、長く不動の地位を守ってきた。しかし、最近の不況の長期化に伴い
- エステ
- ダイエットグッズ
- ママさん会飲食比
への投資が預金残高を圧迫。破綻必至の状況に追い込まれつつあるという。
おかあさん銀行に詳しい評論家のたかしくん（11）は、
「預金を早めに引き出そうと10日に窓口に行ったら、“宿題はやったの？”などとはぐらかして引き出しを拒否された」
と語る。同様の事例がすでに全国で数百件報告されており、もはや取り付け騒ぎ寸前の状況だという。
たかしくんは
「経営者の乱脈金遣いが原因の場合はペイオフの対象外とするなどなんらかの対処が必要。このままではニンテンドー3DSが買えず困る子どもが出ることは間違いない」
と憤る。金融庁には3DSとラブプラス＋の無料配布など、救済策が求められそうだ。
住所：不定
職業：馬賊
いつもはしゅ・か～んちゃんに「よう帰ったのう、われ。」といびせえこというわたしですが、EKIBENNEWSを読んでるとしゅ・か～んちゃんの「帰って来んでええわい。代わりに寧鎮よこせだNYO!」っていわっしよるけえのう。またくるけえ。いびせえのう。
住所：さいたま
職業：墓守
たかしくん氏世代のニーズを鑑みるに、ラブプラス＋よりポケモンBWの配布のほうが上策ではないか。これは主幹のための作ではないのだから。
北沢たかしくんは、他でがっぽりかせいでいるらしいから、困らないと思うが、前首相一家などは、おかさん銀行に1000万以上預 けてあるみたいだから、ペイオフになるとすごい損失になるな。
住所：アメリカに逃げればあとは野となれ
職業：いい加減な内閣のいい加減じゃ済まない大臣
待て。
>・エステ
>・ダイエットグッズ
>・ママさん会飲食比
これのどこが投資だというのか。
え？ナイスボディーやセレブな付き合いがリターン？そんなの竹○でもやらない詐欺うが何をするやめ（何かをひきずっていく音
住所：靖国神社
職業：日本会議シンパ
日本振興銀行の破綻によって、ペイオフが解禁された今。各地のお母さん銀行でも取り付け騒ぎが起こっているという。
しかし、ちょっと待って欲しい。きたざわたかしくん（11）のお年玉が、単なるお布施でなく「投資」の代償だとしたら、どうだろうか？
いまや、携帯電話を通じた「釣りゲー」や「怪盗□ワイヤル」といった、ソーシャルゲームが花盛りである。テレビCMで「無料です！」と呼びかけるだけで、下流生活者が食いついて来る、通信料課金でウハウワな状態。求人もJavaプログラムが書けるだけで、引き手あまたなのである。
そんな状況下で、お母さん銀行の資金が枯渇すると、どうなるだろうか？お母さんによる「怪盗□ワイヤル」のアイテム課金が減少し、ソーシャルゲーム市場が下火になったとき（お母さんの不倫などによるホテル代などの）日本経済に対する悪影響を、きたざわたかしくん（11）はどう考えるのだろうか？
聖書には「gree」とか「モバゲー」の話が出てこないので、「mixi」の話をしても仕方がない。ただ、富めるものが天国に行き、一方の貧しきものに「ひまつぶし」を与えるには、パチンコのように簡略化された仕組みが必要なのは言うまでもないのだ。
因みに、愛読者諸兄の中でお母さん銀行の経営側について居る方はどのくらい居られるのだろう…
(或いは監督官庁でありながら実質的に下請けの様になっているおとうさん庁とか…)
たかし君、おかあさん銀行はとっても金利が低いの。
たっぷり可愛がってあげるから、お小遣いやお年玉は全部おねえさん銀行に預けなさい。
は？酔っ払いおばさんに預けるくらいならよし子銀行に預ける方がマシだって？
たかし君、それだけは絶対に止めなさい。そんなことをすると将来お下劣ブログに熱中する駄目な大人になるの。あなたはよしこ先生に騙されているのよ。
ふ。おこづかいをおかあさん銀行…ですって？
身内は他人の始まり、そんなものアテにするより「おぢさま」とか「おにぃたーん」とか計画的にご利用できる財布押さえる方が財テクってもんよｷｬﾊﾊﾊﾊ。
住所：靖国神社
職業：めがねっ娘
>「おぢさま」とか「おにぃたーん」とか
つまり、たかし君こと愛国先生は、「男の娘」になるべき、と云う事か？
住所：ルビヤンカ
職業：KGB
おとうさん銀行が事実上機能しなくなってだいぶ経つようでありますが、おじいちゃん銀行・おばあちゃん銀行が自然消滅する前にたかし君は手を打たなきゃいかんでしょうな。
＞3DSとラブプラス＋の無料配布
主幹は寧々さんビッチ騒動から立ち直ったのか？それとも愛花か凛子に乗り換える決心が付いたのかね？
それよりも、120歳で強制ペイオフされる可能性が高い「江戸時代生まれのおじいさん・おばあさん銀行」の消滅の可能性のほうが高リスクである。
住所：四次元
死んでる人間を生きてることにして、年金受給ってのが流行ったあとは、
生きてる人間を死んだことにして、遺族年金受給ってのが流行るんじゃないかと予感。
住所：ねはん
職業：便衣兵
文句も言わねぇで預金の払い出しィ生涯してくれる「日の丸銀行」こそ最強の銀行だべな。
だけんどお客さんが功無員だけつうのは差別じゃ無ぇんかい？
錯雷センセなして黙ってんだべ？
>錯雷
コトブキヤフレームアームズの新作であるな（ちがいます）
うよ子ねいさん、今夜も飲んどるなあ～
住所：不定
職業：工作員
軍事国債ですね解ります
住所：両替機内
職業：両替だけでも手数料
よし子銀行に１０００万以上預金すると、二重橋に名前を刻んでくれるサービスを受けれると聞いた如。
住所：おうち
職業：工作員
日本で一番ダメな製造業は
おそらく、日銀であろうな。
需要は十分にあるのに、供給不足によってデフレがこんなに進行している。かのように潰れる金融機関も出ている有様だ。
国内ではコスト高でやってられんというのなら、製造拠点を人件費の安い中国とか印度とか南米とかに移してみてはどうか。
住所：靖国神社
職業：二千万特攻の司令官
>製造拠点を人件費の安い中国とか印度とか南米とかに移して
それは妙案。米国も一時期、北朝鮮に製造を外注していたようであるし。
住所：皇居
職業：自室警備員
これまで次の“破綻候補”銀行に「新銀（０字省略）行東京」が出てこない件について
住所：皇居
職業：自室警備員
おかあさん銀行は滅びぬ
何度でもよみがえるさ
おかあさん銀行こそ
母親の夢だからだ!
いきなり
らしていきます
だぞ。
振興銀破綻、初のペイオフ発動
経営再建中の日本振興銀行は10日、2010年9月中間決算で約1800億円の大幅な債務超過に陥る見通しとなったため、預金保険法に基づく破綻申請を金融庁に行うとともに、同日中に東京地裁に民事再生法の適用を申請しました。これを受けて金融庁は、振興銀の破綻を認定し、預金者保護のため12日まで3日間の業務停止命令を出し、破綻処理手続きに入りました。これに伴い、預金者1人当たりの預金の元本1000万円とその利息までを保護する「ペイオフ」が、初めて発動されました。
***♪1000の保護預金♪
木村が元の銀行ひとつ
おかしい事をたくさんしてた
悲惨なほどの管理査定に
おそろしい事をたくさ…
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